Katahdin Trust Company is warning consumers not to fall victim to phishing scams this holiday season. Phishing is a new twist on an old telemarketing scam, but uses e-mail. These criminals send e-mails to millions of people hoping that even a few will give away valuable information.
“Consumer education is a powerful weapon in the fight against phishing,” said Vicki Smith, senior vice president of marketing and communications. “These criminals steal the identity of a trusted company and often threaten the consumer with dire consequences if they do not act immediately.”
To avoid becoming the victim of a phishing scam, Katahdin Trust Company offers the following tips:
• Never give out your personal or financial information in response to an unsolicited phone call, fax, text or email, no matter how official it may seem.
• Do not respond to email that may warn of dire consequences unless you validate your information immediately. Contact the company to confirm the e-mail’s validity using a telephone number or Web address you know to be genuine.
• Check your credit card and bank account statements regularly and look for unauthorized transactions, even small ones. Some thieves hope small transactions will go unnoticed. Report discrepancies immediately.
• When submitting financial information online, look for the padlock or key icon at the bottom of your Internet browser. Most secure Internet addresses, though not all, use “https”.
• Report suspicious activity to the Internet Crime Complaint Center (www.ic3.gov/default.aspx), a partnership between the FBI and the National White Collar Crime Center.
• If you have responded to an email, contact your bank immediately so they can protect your account and your identity. For information on identity theft, visit ABA’s consumer section (www.aba.com/ABAEF/CNC_contips_idtheft.htm).
For more information on phishing, visit the following websites: fdic.gov, antiphishing.org, phishinginfo.org, and occ.gov.